From start to finish. Credit assessment, market appraisal and mortgage lending, handled personally by James Sterndale-Smith.
Whether you're buying your first home, refinancing, or expanding an investment portfolio, the process runs through one person, start to finish.

Save money by receiving the best financing terms available. My credit assessment services are aimed at getting clients the best down payment and interest options on their loans. Contact me to schedule a consultation.
Discuss your assessment →
Whether you need help negotiating a mortgage or buying a new home, Better View Home Loans can manage all your mortgage needs. My market appraisal service takes the complications out of the process.
Request an appraisal →
Whether you're buying your first home or looking for a new investment property, there's stress and complications involved in mortgages and financing. I help my clients with all their mortgage lending needs so they can enjoy purchasing real estate.
Start your application →Every client deals directly with James, from the initial conversation through to settlement. No handovers, no waiting in queues, just a broker who knows your situation and can move when it matters.
From application to exchange. One person, one phone number, available when it matters most.
Rates and structures sourced from across the market, so you're not limited to what a single bank can offer.
When a property comes up before auction, the broker matters as much as the offer. Applications turned around in days, not weeks.
Real estate agents, conveyancers and banks, all kept aligned and chased so the process runs smoothly.
Reviews from clients who've worked with James on home purchases, refinancing and investment property finance.
"I did my research with all the large banks before committing to BVHL and none of them could go close to the mortgage loan rate offered. The real estate agent mentioned she'd never seen any mortgage broker move as quickly and efficiently as James had."
"James was excellent at coordinating and managing the whole purchasing process. He was very persistent and proactive with real estate agents, conveyancers and the banks. He created a real sense immediately that he was in our corner."
"We purchased an investment property in the last month. The entire process from application through to settlement was exceptionally well managed and communication was brilliant. James had a genuine interest in our journey and made himself completely available at any time."
"I couldn't recommend James Sterndale-Smith enough. He has made this whole process of purchasing our new home so easy and stress free. James kept us informed all the way from the application stage through to exchange, even called us personally to congratulate us on our new purchase."
"James from Better View Home Loans in Lane Cove was amazing to deal with and secured us a fantastic rate. With James' help we were able to refinance our investment property and quickly secure our new home with ease. The service was really personalised."
Fill in the form, send an email, or call directly. James responds personally, usually the same day.